Muldoon Murphy & Aguggia LLP | Attorneys at Law | Attorneys | Partners

Mr. Daly specializes in the practice of financial services and corporate law, including representation of financial services companies before federal and state regulatory agencies, such as the Federal Reserve Board, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Office of Thrift Supervision, Department of Treasury and state financial regulatory agencies.

Mr. Daly advises clients on such matters as licensing and chartering, activities and product expansion, geographic expansion, mergers and acquisitions and regulation of day-to-day operations. Mr. Daly also has represented clients in trial and appellate courts on financial services matters. Mr. Daly served as Managing Partner from 1996 to 2000.

Education

J.D., The George Washington University Law School (Editor, The George Washington Law Review)
B.A., State University of New York at Stony Brook

Professional Experience

Counsel, Legal Advisory Services Division, Office of the Comptroller of the Currency

Publications

Co-author, Banking Law in the United States (JURIS Publishing, 3d. ed. 2004)
Contributing Author, "Bank Examination Process," Banks and Thrifts: Regulatory Enforcement and Receivership Law (Matthew Bender, 1992)
"The Examination Process," Banks and Thrifts: Government Enforcement and Receivership (Matthew Bender, 1991)
Co-author with Arthur D. Perschetz, "Reinsuring Private Mortgage Insurance: Opportunities for Noninterest Income," 120 Banking Law Journal 348 (April 2003)
"Federal Reserve Adopts Regulations Governing Transactions With Affiliates," 56 Consumer Finance Law Quarterly Report p. 280 (Summer/Fall 2002)
Co-author with Christina M. Gattuso, "Investments by Banking Organizations," Layman's Guide to the Legal Aspects of Venture Investments, National Association of Small Business Investment Companies (6th ed. 1999-2000)
"Asset Purchases From Affiliates: The Federal Reserve's Interpretive Exemption From Limits on Affiliate Transactions," 113 Banking Law Journal 601 (1996)
"National Banks as General Partners: New Opportunities for Joint Enterprises," 104 Banking Law Journal 516 (1987)
"Clarke v. SIA: A Boost to Financial Services Competition," Legal Backgrounder, Washington Legal Foundation (1987)
"Nonbank Banks: The Effect of the Supreme Court's Dimension Decision on the Banking Industry," Legal Backgrounder, Washington Legal Foundation (1986)
"Crossing State Lines: Is Interstate Relocation a Viable Method of Expansion for Holding Company National Banks," 2 Banking Law Report 133 (1986)


Paul M. Aguggia Lori M. Beresford Gary R. Bronstein Scott A. Brown Victor L. Cangelosi Joseph P. Daly Christina M. Gattuso Thomas P. Hutton Aaron M. Kaslow Sean P. Kehoe Eric S. Kracov George W. Murphy, Jr. Edward G. Olifer Joel E. Rappoport	(202) 686-4911 jdaly@muldoonmurphy.com Practice Areas Financial Services Corporate and Securities Bar Membership District of Columbia Supreme Court of the United States U.S. Court of Appeals for the District of Columbia, Federal and Sixth Circuits United States Court of Federal Claims United States District Court for the District of Columbia	Mr. Daly specializes in the practice of financial services and corporate law, including representation of financial services companies before federal and state regulatory agencies, such as the Federal Reserve Board, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Office of Thrift Supervision, Department of Treasury and state financial regulatory agencies. Mr. Daly advises clients on such matters as licensing and chartering, activities and product expansion, geographic expansion, mergers and acquisitions and regulation of day-to-day operations. Mr. Daly also has represented clients in trial and appellate courts on financial services matters. Mr. Daly served as Managing Partner from 1996 to 2000. Education J.D., The George Washington University Law School (Editor, The George Washington Law Review) B.A., State University of New York at Stony Brook Professional Experience Counsel, Legal Advisory Services Division, Office of the Comptroller of the Currency Publications Co-author, Banking Law in the United States (JURIS Publishing, 3d. ed. 2004) Contributing Author, "Bank Examination Process," Banks and Thrifts: Regulatory Enforcement and Receivership Law (Matthew Bender, 1992) "The Examination Process," Banks and Thrifts: Government Enforcement and Receivership (Matthew Bender, 1991) Co-author with Arthur D. Perschetz, "Reinsuring Private Mortgage Insurance: Opportunities for Noninterest Income," 120 Banking Law Journal 348 (April 2003) "Federal Reserve Adopts Regulations Governing Transactions With Affiliates," 56 Consumer Finance Law Quarterly Report p. 280 (Summer/Fall 2002) Co-author with Christina M. Gattuso, "Investments by Banking Organizations," Layman's Guide to the Legal Aspects of Venture Investments, National Association of Small Business Investment Companies (6th ed. 1999-2000) "Asset Purchases From Affiliates: The Federal Reserve's Interpretive Exemption From Limits on Affiliate Transactions," 113 Banking Law Journal 601 (1996) "National Banks as General Partners: New Opportunities for Joint Enterprises," 104 Banking Law Journal 516 (1987) "Clarke v. SIA: A Boost to Financial Services Competition," Legal Backgrounder, Washington Legal Foundation (1987) "Nonbank Banks: The Effect of the Supreme Court's Dimension Decision on the Banking Industry," Legal Backgrounder, Washington Legal Foundation (1986) "Crossing State Lines: Is Interstate Relocation a Viable Method of Expansion for Holding Company National Banks," 2 Banking Law Report 133 (1986)